Enable Accessibility
×
Close
Personal Online Banking
All personal banking clients, please enter your online credentials here:
e‑Treasury Business Banking
Log in
Safeguarding your online banking sessions is our top priority. For information about how you can help protect your online banking sessions, or if you need additional assistance with your e-Treasury log-in, please contact Client Support at [email protected] or 855.274.2800.

Download our e-Treasury Secure Browser

Business Online Banking
If you need assistance, please contact Client Services at [email protected] or 855.274.2800.
e‑Treasury
Log in
Safeguarding your online banking sessions is our top priority. For information about how you can help protect your online banking sessions, or if you need additional assistance with your e-Treasury log-in, please contact TM Service at [email protected] or 212.575.8020.


Download our e-Treasury Secure Browser

Download the Sterling e-Treasury Token Client


Business Online Banking
If you need assistance, please contact Client Services at [email protected] or 855.274.2800

For optimal viewing experience, please use a supported browser such as Chrome or Edge

Download Edge Download Chrome

Moving ahead in 2021: Start with a financial check-in

Published on June 2, 2021 | Webster Bank

Last year, the pandemic ushered in new challenges for small businesses, forcing some to close temporarily, others to make changes to existing processes, and still others to pivot operations entirely.

No matter what your specific circumstances, now is a good time to check-in with your local business banker so you can review your ever-changing business needs and goals and make sure you’re taking advantage of the latest products and services designed to improve business operations.

Here are just a few:

Deposit accounts

Business accounts can vary based on the activity level in the respective accounts, and the deposit balances maintained within them. Many banks offer the ability to link accounts together, in an effort to reduce fees and provide additional services at reduced costs.

Tip: Review your account along with cash inflows and outflows and explore which accounts may be best for your business.

Business loans

Lines of credit are most suited for short-term cash flow needs and should be used accordingly. Term loans, in particular, can be utilized for equipment or real estate with a longer useful life and repayment period. If you tapped your line of credit last year to buy new equipment, for example, you may want to roll some of that balance into a term loan with an appropriate repayment period.

Tip: Align your credit needs with the proper loan products to ensure you have sufficient cash flow to operate your business during the year.

Technology

Explore your online banking options, such as Webster Web-Link, which can provide instant online access to all of your accounts. You can see images of your paid checks, receive notifications about important events occurring in your accounts, and even initiate wires, ACH payments, and deposit checks directly from your office.

Tip: Look for a robust business banking platform that allows you to bank securely and efficiently Ñ even when you’re away from the office.

Fraud prevention

The best deterrent to reduce the risk of fraud is to take steps to prevent it. For example, Webster Bank’s Positive Pay, provides daily monitoring of all checks clearing through your accounts to detect potentially fraudulent activity.

Tip: Make sure your business has highly effective fraud controls in place to protect your assets.

When was the last time you met with your banker to review your banking and lending needs? Ensure you’re making the most of your banking relationship… and learn how you can maximize available banking products and services to their fullest potential.

Let’s talk possible.

Disclosures

The opinions and views in this blog post are those of the authors, and are not intended to provide specific advice or recommendations for any individual. Please consult professional advisors with regard to your individual situation.

All loans are subject to credit approval.

Related Resources

Small Business BankingArticles
The Business Blueprint: Mapping Opportunities in the New Year
With economic growth1 predicted to continue slowing before picking up in 2025, it is time to pay close attention to what lies ahead for your company and how to seize growth opportunities. Predictions to watch: During periods of slower economic growth, companies often cut jobs and unemployment rises. The predicted economic slowdown is expected to […]
Small Business BankingArticles
Identity theft and reputational fraud
Fraud doesn’t always mean a direct financial loss. It could be identity theft or reputational damage from online activity you can’t control which damages your credibility. Identity theft happens when someone uses information about you or your business without your permission. They could use your name and address, credit card or bank account numbers to […]
Small Business BankingTemplates
Find New Customers Checklist
Use this resource to benchmark your on-going marketing activities against a best practice checklist. Download Find New Customers Checklist
Connect With Us
Learn more about Webster products, services and the communities we serve.
We’d love your feedback
×