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Richard Landau

Richard W. Landau SVP & Consumer Finance Credit Executive

Richard's Blog Articles

With all the talk of the housing market recovery, you may still be a little gun shy about buying a home. And with good reason.It’s hard to shake off the memory of plummeting home values and foreclosures that shook the [. . .]
Thinking of remodeling your home? Dreaming of building a new one? Or just mulling over a minor home improvement project? If your answer is “yes” to any of these questions but you don’t know how to pay for it, keep reading. [. . .]
Most of you have credit cards and enjoy this convenience when making everyday purchases. However, there are a couple of drawbacks: 1) a variable interest rate and 2) a the length of time it will take to pay off the balance if you decide to make just the minimum payment. If you are planning to buy a big-ticket item, make home improvements, or want to consolidate your credit card debt, there’s a good alternative: a personal loan.   [. . .]
Did you know that bad credit can cost you an extra $200,000 over your lifetime? [. . .]