Nicholas S. Perna Ph.D. Economic Advisor to Webster Financial Corporation Nick graduated from Boston College and has a Ph.D. in economics from MIT. In 1999, he founded Perna Associates, a consulting firm specializing in economic analysis, forecasting and strategy. Before that, Nick was Chief Economist for Fleet Financial Group, Shawmut Bank and Connecticut National Bank. He was also an economist with General Electric, the Federal Reserve Bank of New York and the President’s Council of Economic Advisers in Washington. He has taught at Williams College. NYU’s Stern School of Business and the Haas School of Business at the University of California. Nick currently teaches a seminar on the U.S. banking system at Yale. Within the past several years, Nick has appeared numerous times on the Jim Lehrer Newshour and other local and national news broadcasts He is frequently quoted in the national and regional press. The Wall Street Journal and Business Week have both cited him as one of the top economic forecasters in the United States.