The Bank Roll®

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To franchise or not to franchise?


If you’ve ever dreamed of being your own boss, owning a franchise can be an effective way to start to a business. From fast food restaurants to fitness and spa centers, there are more than 700,000 franchises in the U.S. alone, offering instant brand recognition and a built-in customer base. [. . .]

5 Ingredients for Success from Five Franchising Leaders

By: Ab Igram

Managing Director, Head of Restaurant & Franchise for Sponsor and Specialty Finance [. . .]

10 Fiscal Fitness Tips for Home Buyers in 2019


As we welcome 2019, you may be looking forward to a new home purchase or refinancing your existing mortgage. So being financially fit is more important than ever. Consider this a personal training session, with tips to help you put your best foot forward when approaching a lender. [. . .]

Disaster Response for Business Continuity:

Being business-ready for any potential disaster should be top-of-mind, every day. Business continuity is about planning the actions to take in a crisis, implementing alternative operating procedures and communicating to staff and customers. You may never have to use your plans, but they will be critical if you ever need them! [. . .]

Small Businesses: A fresh perspective on short- and long-term success.


As a small business owner, you balance the ability to quickly solve short-term problems while realizing long-term goals. That’s why we’d like to offer a new perspective on your goals for the coming year: Don’t plan for 12 months. Plan for 18. [. . .]

What’s keeping Rhode Islanders from their dream home?


By Patricia Placencia Housing market conditions over the past few years haven’t helped—but one of the biggest obstacles is misinformation: Myths and lack of awareness of the home lending help readily available in our state. Let’s do a reality check. You may be surprised. [. . .]

Cybercrime and Small Business: How to Address Evolving Threats

That’s a common misperception: that cyber thieves only go after big targets, like Equifax, the Pentagon or, yes, Target. Those massive data breaches might convince you that your company can escape notice. [. . .]

Time to remodel? Upgrade your borrowing know-how.


Thinking of tapping into the equity in your home for ready cash and tax deductions? Bear in mind: The 2017 Tax Cuts and Jobs Act eliminated deductions for mortgage interest on home equity loans—unless you’re using the money for “substantial” home improvements. [. . .]

Keeping It Real: Five Authentic Ways Women Can Lead More Effectively


Today more workplaces are consciously striving to become more diverse and inclusive. Yet women are still far too underrepresented among our leadership ranks. [. . .]

Why law firms need a Cyber Awareness Plan today


Consider the cutting-edge intellectual property and privileged client information in your firm’s data files. They’re a prime target for hackers. Nowadays, criminals are especially interested in obtaining personal and financial information that can be sold on the dark web. Even though law firms maintain the highest possible standards of confidentiality, their cyber security can be an entirely different story. [. . .]