Business checking accounts

If you’re like most Webster business customers, cash flows through your checking accounts. These are your main operating accounts, so it’s imperative that you can access them from almost anywhere and for whatever you need to do.

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Compare your options

Webster Complete Business Checking¹

Our no-limits account

  • Unlimited incoming wires
  • First $40,000 of cash deposits per statement cycle, per account is free
  • Additional free business checking account
  • Free WebsterOne® Relationship Checking account
  • Cash Flow Pro solutions available

Webster Business Value Checking²

Everyday banking essentials

  • 100 free transactions per month
  • No charge for cash deposits totaling less than $1,000 per business day
  • Additional business or personal value account with no monthly service charge
  • Cash Flow Pro solutions available

Commercial Checking for Small Business³

For high-volume cash flow

  • Ideal for balances of $75,000 or more
  • Earnings credit to offset account fees
  • Complex cash management
    services available
  • Available as an interest-bearing account
Review your options with our comparison
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    • Enroll in Online Banking

    Keeping your business viable and competitive requires time, resources, and flexibility. Online Banking can give you 24/7 cash flow management with options for the best solution to suit your needs.

    More

    The Webster Visa® Business Debit Card puts your checking account in your pocket.

    Learn

    Legal and real estate

    Legal and real estate professionals can take advantage of our specialty accounts. We also have perks to help sole proprietors with their unique challenges.

    Specialty accounts

    IOLTA and IOLA checking

    An account for law firms

    • Helps law firms administer client funds
    • IOLTA offers interest on Lawyer’s Trust Account
    • Interest earned goes to support legal aid for those in need
    • IOLA offers interest on Lawyer Account. Available in New York only

    IOREBTA checking

    An account for real estate brokers

    • For real estate professionals to administer escrow funds
    • Available in CT only
    • Generates interest for the Real Estate Broker Trust Account
    • Interest is used for down payment support for qualified prospective homeowners

    Sole proprietors

    We have special benefits just for you

    • See your business and personal account information together
    • Check images are returned to you each month
    • $50 discount on your first order of checks
    • Other benefits for sole proprietors

    Disclosures

    1Webster Complete Business Checking: Minimum opening deposit of $500 is required. $25.00 monthly service charge. Monthly service charge can be waived by maintaining a monthly average balance of at least $7,500 in up to 3 linked Webster Complete Business Checking accounts (the “relationship package”), OR maintain an active Webster Merchant Services account with a linked, eligible Webster Bank checking settlement account. You may create a relationship package of up to 3 Webster Complete Business Checking accounts. The aggregated monthly average balance of these accounts (the “relationship package”) will be calculated to determine if the account designated as the Primary is entitled to a service charge waiver based on maintaining the monthly average balance required to avoid the monthly service charge for that statement period. Secondary linked accounts will always be free of the monthly service charge, provided a primary account is present. Authorized signers on any of the accounts are entitled to determine which accounts are included in the relationship package provided that they are a signer on each of the accounts they designate. Accounts can be added or removed at the sole discretion of the signers on the individual accounts in the relationship package. If you remove or close the Primary account in the relationship, it will result in dissolving the relationship package and subject each account to the monthly average balance requirement to waive the monthly service charge. In addition, removal of one of the secondary accounts from the relationship, by a signer, may result in the Primary account being subject to a service charge without notice to all other signers, should the monthly aggregated balances fall below the balance to waive threshold. Fees for cash deposits are: $.20 for every additional $100 deposited in over $40,000 per statement cycle. Other miscellaneous fees may apply.

    2Webster Business Value Checking: Minimum opening deposit of $500 is required. $11.95 monthly service charge. Monthly service charge can be waived if you maintain a monthly average balance of at least $2,500 or are the primary owner of a personal Premier checking account. Receive 100 free transactions that include checks paid, checks deposited, deposit tickets, ACH debits and credits, bill or tax payments through Webster online, ATM deposits/withdrawals and debit card purchases – using signature or PIN (Personal Identification Number). There is a fee of $0.50 per transaction in excess of 100. Free for cash deposits of less than $1,000 per business day. If exceeded, the charge is $2.00 for the first $1,000 cash deposited, then $.20 for every additional $100 deposited per business day. Other miscellaneous fees may apply. Webster will waive the monthly maintenance fee on either a Webster Business Value Checking account or a personal Webster Value Checking account when you open and maintain a Webster Business Value Checking account. If you choose the additional Webster Business Value Checking account, all charges for excess transactions and excess daily cash deposits will apply. If the Webster Business Value Checking account associated with the account is closed for any reason, the normal monthly service charges will apply.

    3Webster Commercial Checking for Small Business: Minimum opening deposit of $500 is required. $32.00 monthly service charge. Fee may be offset through earnings credit. Free for cash deposits of less than $1,000 per business day. If exceeded, the charge is $2.50 for the first $1,000 cash deposited, then $.25 for every additional $100 deposited per business day. Per item charges are: $1.50 per deposit ticket processed, $.20 per check deposited, $.25 per check paid. Other miscellaneous fees may apply.