Business Checking Accounts

Your Webster Business Relationship Starts Here

At Webster, our business checking accounts are more than just a tool for day-to-day banking. They are complete business solutions designed to improve your cash flow and manage your finances more effectively.  Simply choose the account that best fits your business size, specialty and needs.  

If your business checking isn’t as good as it could be at Webster, now’s the time to make the switch. Our online Business Banking Switch Kit will make it easy.

For more information or to get started today call us at 1-877-864-2037.

Webster Complete Business Checking (1)

Our no-limits account

  • Unlimited cash deposits, incoming wire transfers and free transactions.
  • Includes additional free business checking account
  • Business signers get free WebsterOne® Relationship Checking account
  • Discounts available on cash flow services, including Merchant, Payments and Business Remote Deposit

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Webster Business Value Checking (2)

Everyday banking essentials

  • 100 free transactions per month
  • No charge for cash deposits totaling less than $1,000 per business day
  • Additional business or personal value account with no monthly service charge
  • Discounts available on cash flow services

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Commercial Checking for Small Business (3)

For high volume cash flow

  • Ideal for balances of $25,000 or more
  • Earnings credit to offset account fees
  • Discounts available on cash flow services, including Merchant, Payments and Business Remote Deposit
  • Available as interest bearing account

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IOLTA and IOLA Checking

Exclusively for law firms

  • Helps law firms administer client funds
  • IOLTA offers interest on Lawyer’s Trust Account. Interest earned goes to support legal aid for those in need of support.
  • IOLA offers interest on Lawyer Account. Available in New York only.

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IOREBTA Checking

Real estate broker account

  • For real estate brokers to administer escrow funds.
  • Available in CT only
  • Interest on Real Estate Broker Trust Account
  • Interest earned is used to give down payment support to people who qualify

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Business Banking Switch Kit

Switch to better
business banking

Step up to better business banking at Webster.

Simply download our easy Business Banking Switch Kit to get started. It has everything you need to make the switch to Webster and see what the right checking account can do for your business.

Learn more

Merchant
Services4

Get next-day access to card receivables.

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Business
Remote Deposit5

Scan and deposit checks from home or office.

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Payroll
Services6

Manage payroll by phone, fax or online.

Learn more
  1. Webster Complete Business Checking: Minimum opening deposit of $500 is required. $21.95 monthly service charge. Monthly service charge can be waived by maintaining a monthly average balance of at least $7,500 in up to 3 linked Webster Complete Business Checking accounts (the “relationship package”). You may create a relationship package of up to 3 Webster Complete Business Checking accounts. The aggregated monthly average balance of these accounts (the “relationship package”) will be calculated to determine if the account designated as the Primary is entitled to a service charge waiver based on maintaining the monthly average balance required to avoid the monthly service charge for that statement period. Secondary linked accounts will always be free of the monthly service charge, provided a primary account is present. Authorized signers on any of the accounts are entitled to determine which accounts are included in the relationship package provided that they are a signer on each of the accounts they designate. Accounts can be added or removed at the sole discretion of the signers on the individual accounts in the relationship package. If you remove or close the Primary account in the relationship, it will result in dissolving the relationship package and subject each account to the monthly average balance requirement to waive the monthly service charge. In addition, removal of one of the secondary accounts from the relationship, by a signer, may result in the Primary account being subject to a service charge without notice to all other signers, should the monthly aggregated balances fall below the balance to waive threshold. Other miscellaneous fees may apply.

  2. Webster Business Value Checking: Minimum opening deposit of $500 is required. $11.95 monthly service charge. Monthly service charge can be waived if you maintain a monthly average balance of at least $2,500 or are the primary owner of a personal Premier checking account. Receive 100 free transactions that include checks paid, checks deposited, deposit tickets, ACH debits and credits, bill or tax payments through Webster online, ATM deposits/withdrawals and debit card purchases – using signature or PIN (Personal Identification Number). There is a fee of $0.50 per transaction in excess of 100. Fees for cash deposits are: $1.00 for each $1,000 cash deposited, plus $.10 for every additional $100 deposited, per business day. Other miscellaneous fees may apply. Webster will waive the monthly maintenance fee on either a Webster Business Value Checking account or a personal Webster Value Checking account when you open and maintain a Webster Business Value Checking account. If you choose the additional Webster Business Value Checking account, all charges for excess transactions and excess daily cash deposits will apply. If the Webster Business Value Checking account associated with the account is closed for any reason, the normal monthly service charges will apply.

  3. Webster Commercial Checking for Small Business: Minimum opening deposit of $500 is required. $20.00 monthly service charge. Fee may be offset through earnings credit. Fees for cash deposits are: $1.00 for each $1,000 cash deposited, plus $.20 for every additional $100 deposited, per business day. Per item charges are: $1.00 per deposit ticket processed, $.16 per check deposited, $.20 per check paid. Other miscellaneous fees may apply.

  4. Merchant Services: Webster's Merchant Services are offered through an agreement between Webster Bank, N.A. and First Data Corporation.

  5. Business Remote Deposit: Subject to eligibility requirements. The monthly service fee is $45 with a business checking account or $35 with Webster Complete Business Checking.

  6. Payroll Services: Payroll services are offered through an agreement between Webster Bank, N.A. and Complete Payroll Solutions, LLC (CPS).

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