Webster brings the strength of the U.S. Treasury to your business portfolio through flexible, low-risk securities.
- Backed or sponsored by U.S. Gov’t
- Offer a range of maturities
- $100K minimum investment
Treasury Securities and Agency Securities are minimum credit risk investment products that are backed or sponsored by the U.S. Government. At Webster, your company can choose from a range of Treasury bills, notes, and bonds to add more stability to your portfolio, to help meet your short- or long-term investment needs.
Treasury Bills Offer
- Secure investments backed by the full faith and credit of the U.S. Government
- Maturity terms of 4 weeks, 3 months, 6 months and 1 year available at auction
- Maturity terms from 1 week to 1 year available for purchase in the secondary market
- Guaranteed returns when held to maturity
Treasury Notes and Bonds Offer
- Secure investments backed by the U.S. Government
- Semi-annual interest payments
- Redeemed at face value upon maturity
- Maturities of 2 to 10 years for Notes, 10 years or more for Bonds
About Agency Securities
In addition to the U.S. Treasury, federal agencies also issue short-term and medium-term investment products. While they’re not direct obligations of the United States, they typically offer government guarantees or sponsorship, and often a higher rate of return than Treasuries of comparable term lengths.
Agency Discount Notes
Like Treasury Bills, Agency Discount Notes are sold at a discount and mature to face value in short-term intervals.
Agency Medium-Term Notes
These are comparable to Treasury Notes, as they’re offered for fixed periods of time and pay interest semi-annually.
Issuing Federal Agencies Include:
Federal National Mortgage Association (FNMA)
Federal Home Loan Mortgage Corporation (FHLMC)
Federal Farm Credit Bureau (FFCB)
Federal Home Loan Bank (FHLB)
Keep in Mind
- Principal is subject to risk when sold before maturity date
- Transactions incur a fee
- Both Treasury and Agency Securities are not bank deposits, and do not qualify for FDIC insurance
- The minimum investment through Treasury Sales is $100K
- These investments must link with a Webster Deposit Account
To invest in these Securities, first open a Webster deposit account.
Treasury Bills, Notes and Bonds are not bank deposits and do not qualify for FDIC insurance.