Commercial Zero Balance Account

Avoid idle balances and repetitive manual transfers by letting Webster manage your sub-accounts automatically via a Zero Balance Account (ZBA).

Fast Facts

  • Provides daily rebalancing
  • Eliminates manual transfers
  • Reduce idle balances

Take the hassle out of rebalancing your organization's sub-accounts, and automates the process. Webster's convenient Zero Balance Account transfers your funds for you, and keeps your sub-accounts at zero.


  • A single concentration account that centralizes your funds
  • A zero available balance for each sub-account every morning
  • Regular transaction activity posted to sub-accounts, throughout the day, placing them in temporary excess or deficit positions
  • Eliminates you initiating account-to-account transfers to manage your cash flow
  • Automatic transfers to or from the concentration account at every close of business that restore sub-accounts to zero balance

To learn more about ZBA or our other Cash Management services, please call us at 1-888-932-2256 or email

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