Open a personal checking account with Webster Bank

Fri, 09 Oct 2015

If you're looking for a checking account that has excellent features combined with personalized service, Webster Bank is the perfect choice for you. We offer six different personal checking accounts to choose from. We provide you with online and mobile banking7, and access to over 300 ATMs throughout Connecticut, Massachusetts, Rhode Island, and Westchester County, New York. Find the personal checking account that is right for you, with the features you need, and the service you deserve.

Relationship Accounts

Ready to get more for your money? Take advantage of the accounts that give you more perks and help your money work harder for you. And no matter where you are, you can take care of all of your banking needs with our easy to use online banking & mobile banking app7. See what the right banking relationship can do for you.

  • Premier Checking1

  • Tired of paying ATM fees? Premier Checking is the account for you. There are no ATM fees anywhere. We even refund the fees that other banks charge. You’ll also get special interest rates, exclusive loan discounts8 and exceptional extras to help make the most of your money.  We even have a dedicated customer service group ready to help you if you have any questions.
  • WebsterOne Relationship Checking2

  • More than just an account, WebsterOne gives you the advantages of relationship banking. Like discounts on home equity, mortgages, and personal loans, higher CD rates, and more8. Take advantage of free and convenient online banking, online bill pay, and statement eDelivery.

Straightforward Accounts

For all of us that just need the basics covered.

  • Webster Value Checking3

  • Our most popular checking account with all the essential services you need for easy and convenient day-to-day banking, including online and mobile banking with check deposits,7Online Bill Pay, Statement eDelivery, and more.
  • Webster eChecking4

  • If online banking is your preference, this is the account for you. Take advantage of a checking account with no minimum balance with Webster eChecking. And if you're age 22 or under there’s no monthly service charge. Plus, you'll get free mobile banking solutions7, as well as a free Webster Visa® Debit Card.

Specialty Accounts

  • Webster Student Checking5

  • If you have a valid student ID and a minimum deposit of $50, this checking account is a smart choice. You won't have to worry about a monthly service charge, and even the occasional overdraft fee is refunded. Plus we’ll waive non-Webster ATM fees up to four times per statement cycle.
  • Opportunity Checking6

  • Easy to qualify for, Opportunity Checking is designed to help you get your banking back on track. You can open an account with just $50. Plus, you'll get a free Webster Visa® Debit Card, and access to convenient online banking with Bill Pay.

Still not sure which checking account is right for you? Take a closer look and compare these personal checking accounts in more detail. And feel free to stop by any Webster banking center. We'll be happy to help you find the account that's right for you.

  1. Premier Checking: Minimum opening deposit of $500 is required. You can avoid a $21.95 monthly maintenance fee by keeping $10,000 in combined average checking, money market and savings balances during your monthly statement period or $50,000 adding CD, home equity and installment loan balances as of the end of your statement period. Rates and fees may vary by state and region; fees may reduce earnings. Premier Checking is a tiered rate product. The tiers are $0 to $2,499, $2,500 to $9,999, $10,000 to $24,999, $25,000 - $49,999, and $50,000 and over. The APY (Annual Percentage Yield) for Premier Checking is subject to change at any time. Click here for current rates.

    Premier Checking ATM: Webster will not charge any fees for using non-Webster ATMs. If you are charged a fee by another bank for using its ATM, we will rebate the fee. Product features are subject to change at any time.

  2. WebsterOne® Relationship Checking: Minimum opening deposit of $50 is required. You can avoid a $16.95 (or $14.95 with direct deposit) monthly maintenance fee by keeping $4,000 in combined average checking, money market and savings balances during your monthly statement period or $20,000 adding CD, home equity and installment loan balances as of the end of your statement period. Rates and fees may vary by state and region; fees may reduce earnings. The APY (Annual Percentage Yield) for WebsterOne Relationship Checking is subject to change at any time. Click here for current rates.

  3. Webster Value Checking: Minimum opening deposit of $50 is required. You can avoid the $11.95 monthly service fee when you meet ONE of the following during your monthly statement cycle: a) maintain a monthly average balance of at least $1,000, OR b) are age 65 or older and have at least one direct deposit, OR c) make at least 10 Webster Visa Debit Card purchases (ATM transactions do not qualify, nor do any purchases using an ATM-only card). Delivery of statements electronically is free; those accounts not enrolled in Statement eDelivery will receive a $2 monthly paper statement fee. This fee is waived for account holders age 65 and older or 18 and younger.

  4. Webster eChecking: Minimum opening deposit of $50 is required. You can avoid the $5.00 monthly service fee when you meet ONE of the following during your monthly statement cycle: a) receive one Direct Deposit (electronic deposit of at least $500 from a third party, such as recurring payroll, Social Security or other income) and write 5 or fewer paper checks, OR b) are age 22 or younger. Checks issued through Webster Online Bill Pay will not count as paper checks. Delivery of statements electronically is free; those accounts not enrolled in Statement eDelivery will receive a $2 monthly paper statement fee. This fee is waived for account holders age 65 and older or 18 and younger. You must be at least 18 years old to open an individual account at Webster.

  5. Webster Student Checking : Minimum opening deposit of $50 is required. No monthly service charge. Student Checking is free for 5 years after opening or switching to this account. After 5 years, it will convert to eChecking. A valid college student ID, enrollment in Balance Alerts and enrollment in statement eDelivery is required; those accounts not enrolled in these features within 60 days of account opening will be converted to eChecking. You must be at least 18 years old to open an individual checking account at Webster.

    Student Checking ATM: Per statement cycle, Webster will not charge for up to 4 ATM fees associated with using non-Webster ATMs. If you are charged a fee by another bank for using its ATM, we will rebate 1 fee per statement cycle. Product features are subject to change at any time.

    Student Checking Insufficient Available Funds Fees: 1 fee will be rebated per academic year (September to August).

  6. Webster Opportunity Checking: Minimum opening deposit of $50 is required. The monthly service charge will be $16.95 (or $11.95 with direct deposit). Visa debit card purchases using the "credit" option are limited to $250 per calendar day. Other miscellaneous fees may apply. Delivery of statements electronically is free; those accounts not enrolled in Statement eDelivery will receive a $2 monthly paper statement fee. This fee is waived for account holders age 65 and older or 18 and younger.

  7. Mobile App: Our app supports Android 2.2+ and iPhone/iPad iOS 4.3.5+. Apple and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android is a trademark of Google Inc.

    Mobile Deposit Limits: We may establish limits that apply to the amount of any individual check, the dollar amount and number of checks that may be deposited in a day, and the dollar amount of checks that may be deposited in a multi-day period. To learn more, see the Webster Mobile Deposit Terms and Conditions. Subject to eligibility requirements. Not available with Opportunity Checking.

    Mobile Banking: You must be enrolled in Webster Online Services to use Webster Mobile Banking. Message and data rates may apply. Check with your mobile services provider for any charges that may apply for data usage on your mobile device.

  8. Loan Discounts: To receive a loan discount off of your Mortgage, Personal loan or home equity loan or line, an automatic payment deduction (ACH) is required from your Webster Bank personal Checking account. ACH discount valid on new Mortgage, Personal and Home Equity Loans and Lines applications. This offer does not apply to Government Assisted Mortgages. Mortgages up to $1,000,000 are eligible for the discount. All loans and lines are subject to the normal credit-approval process. Additional discounts available for obtaining a Premier Checking account. Offer subject to change without notice and may be withdrawn at any time. Other restrictions may apply. Cannot be combined with any other offers from Webster or its affiliates.

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