Premier Checking

This is our top-of-the-line account. You'll get priority treatment from our customer care center; no ATM fees; free checks; bonus discounts on already discounted loans, and more.

Benefits

  • Preferred interest rates on Premier Savings accounts and CDs1
  • 0.25% discounts on personal loans and 0.50% on home equity loans & lines of credit, with ACH payments2
  • 0.125% discount on mortgages, with ACH payments2
  • Front-of-the-queue status when you call our customer care center
  • $5,000 limit on debit card purchases and $1,000 ATM cash withdrawals1

Free

  • No ATM fees from Webster3
  • Rebates on other banks' ATM fees for checking withdrawals, including international3
  • Waiver of the monthly service charge (with a minimum balance)1
  • Waiver of the annual fee for home equity lines of credit and overdraft protection1
  • Checks, stop payments and incoming wire transfers
  • Exclusive Premier Checking debit card
  • Paperless statements

Compare with other checking accounts

Value Checking³

Affordable and packed with services

  • Free with $500 in cumulative direct deposits/month or $1,000 average monthly balance
  • Discounts on personal loans and home equity loans and lines of credit2
  • Discount on mortgages2

WebsterOne® Relationship Checking⁴

No Webster fees for using other banks' ATMs

  • Preferred rates on savings and CDs
  • Discounts on personal loans and home equity loans and lines of credit2
  • Discount on mortgages2

Student Checking⁵

Free, with no minimum balance

  • Free for five years after account opening
  • Four ATM waivers per statement cycle when using non-Webster ATMs
  • One rebated non-Webster ATM transaction (fee charged by other banks) per statement cycle
  • Available for high school (15+ years old) and college students

All Webster personal checking account customers receive:

A Visa® Debit Card⁷, access to over 300 Webster ATMs and an extensive network of branches; use of our free mobile app⁸; and free online banking, including bill pay, paperless statements and account alerts

Six credit cards to choose from

Do you like cash back or rewards points… Visa® or AMEX®? Maybe you’ve had some difficulties and are having trouble getting approved. For all tastes and situations, we have the right card. Just review your options, pick the one that most appeals to you and apply online.

Disclosures

1Webster Premier Checking: Minimum opening deposit of $500 is required. You can avoid a $21.95 monthly maintenance fee by keeping $20,000 in combined monthly average checking, money market, and savings balances or $50,000 by adding CDs, home equity, and installment loan balances (excludes mortgages, refinanced student loans and savings secured loans) by the end of your statement period; and monthly average investment balances (excluding the last day of the month). Fees may reduce earnings. Premier Checking is a tiered rate product. The tiers are $0 to $2,499.99, $2,500 to $9,999.99, $10,000 to $24,999.99, $25,000 to $49,999.99, and $50,000 and over. The APY (Annual Percentage Yield) for Premier Checking as of 05/28/2020 is 0.01% for balances of $0.01 to $49,999.99 and 0.01% for balances $50,000.00 and over, and is subject to change at any time.

2Loan Discounts – Automatic Loan Payment Offer: Customers with any personal Webster checking account are eligible to receive an automatic payment rate discount on Home Equity Loans and Lines, Mortgages and Personal Loans. To receive the rate discount, an automatic payment deduction (ACH) is required from your Webster Bank personal checking account. This discount does not apply to Government Assisted Mortgages. Mortgages over $1,000,000 are not eligible for the discount.

All loans and lines are subject to the credit approval process. Product features, APY and/or offers are subject to change without notice and may be withdrawn at any time. Rates and fees may vary by state and region. Other restrictions may apply. Cannot be combined with any other offers from Webster or its affiliates. See a banker for details. Tax reporting may apply. 

3Premier Checking ATM Benefits: Webster will not charge any fees for checking withdrawals at non-Webster ATMs. If you are charged a fee by another bank for checking withdrawals at its ATM, we will rebate the fee.

4Webster Value Checking: Minimum opening deposit of $50 is required. You can avoid the $11.95 monthly service fee when you meet ONE of the following during your monthly statement cycle: a) $500 in accumulative direct deposits a month OR b) maintain a monthly average balance of $1,000 OR c) Age 65+ with direct deposit.

5WebsterOne® Relationship Checking: Minimum opening deposit of $50 is required. You can avoid a $16.95 (or $14.95 with direct deposit) monthly maintenance fee by keeping $4,000 in combined average checking, money market and savings balances during your monthly statement period or $20,000 by adding CD, home equity and installment loan balances (excluding mortgages, refinanced student loans and savings secured loans) by the end of your statement period.

6Webster Student Checking: Minimum opening deposit of $50 is required. No monthly service charge. Student Checking is free for 5 years after opening or switching to this account. After 5 years, it will convert to Webster Value Checking. A valid student ID is required; if it is not provided within 60 days of account opening account will convert to Webster Value Checking. You must be at least 18 years old to open an individual checking account at Webster. A student at least 15 years old may open a joint Student Checking account with another individual who is at least 18 years old. Each joint owner has full control over the account and is responsible for the activity of the other owner, including the activity of a minor who is a joint owner. See your Deposit Account Disclosures for more details on Joint Ownership Accounts.

7All Webster personal checking account customers receive: a Visa® Debit Card, access to over 300 Webster ATMs and an extensive network of branches; use of our free mobile app; and free online banking, including bill pay, Paperless Statements and account alerts. Visa is a trademark of Visa Inc.

8Mobile Banking: You must be enrolled in Webster Online Services to use Webster Mobile Banking. Your mobile services provider may assess message and/or data charges, depending on your plan. The free balance alert notifications are in real time; please use your mobile phone’s settings to set quiet hours for alerts, if desired. We may establish limits that apply to the amount of any individual check, the dollar amount and number of checks that may be deposited in a day and the dollar amount of checks that may be deposited in a multi-day period. To learn more, see the Webster Mobile Deposit Terms and Conditions. Subject to eligibility requirements. Not available with Opportunity Checking.Our mobile app supports Android 2.2+ and iPhone/iPad iOS 4.3.5+. Apple and Android are trademarks of Apple Inc. and Google Inc., respectively.