Overdraft services

You can automatically cover checks if you make a mistake or are unexpectedly short on cash. We offer two types of overdraft protection to avoid bounced checks and the headaches they bring.


  • Automatically transfer money from your Webster savings account to cover a transaction made with insufficient available funds
  • Transfer amounts are available up to your savings account’s available balance
  • $10 per transfer fee is waived for Premier Checking customers (the fee is reduced to $6 for WebsterOne Checking customers)

Overdraft line of credit

  • Covers transactions made with insufficient available funds up to your credit line limit
  • Credit lines are available up to $5,0001
  • Interest charges and a low annual fee may apply2


1Subject to credit approval

2Annual fee waived for WebsterOne and Premier Checking customers