Mortgages

Get the home you want with the right mortgage — delivered quickly. Even better, if you’re a Webster customer, you may get discounts on our posted rates.

Compare your options

Fixed-Rate Mortgage

10-, 15-, 20- & 30-year terms available1

  • 6.037% APR for 30-year fixed
  • 5.311% APR for 15-year fixed

Adjustable-Rate Mortgage

Six month adjustment periods and lifetime interest-rate caps apply2

  • 6.328% APR for Conventional 7/6m
  • 6.142% APR for Conventional 10/6m

Jumbo Mortgage

For loans over $726,2003

  • 5.762% APR for 30-year fixed
  • 5.645% APR for 15-year fixed
  • Fixed and/or variable rates
  • Available for investment properties, too

Construction Mortgage

Build your own home

  • Can include land & construction costs
  • Refinancing options for home renovations
  • Fixed, adjustable and jumbo loans available
  • Construction-to-Permanent loan options

Government and State Agency Loans

Low down payment & rates

  • Make real your dream of home ownership
  • Multiple financing options

Construction Second Mortgage

Lending option for when you haven't paid off your first mortgage yet or your current mortgage is at such a great rate, you don't want to adjust it.

Find a Mortgage Banking
  • Officer

    • What is a first time homebuyer?

    A first time buyer is anyone who has not owned (or had ownership interest in) a home in the past 3 years. Webster's Community Liaison Officers (CLOs) are here to help first time homebuyers like you navigate the process and find the right lending solution.

    Find a local CLO
    father and kids hanging picture in new home

    Having trouble making your mortgage payments? You may have options.

    More

    Disclosures

    All of our home loan originators are registered with the Nationwide Mortgage Licensing System and Registry (NMLS System). To obtain the NMLS identification number of a Webster Bank Loan Officer, please call our Client Assistance Center at 800-325-2424. The NMLS identification number can be used to search the NMLS National Database to view their background information.

    The following information applies to the mortgage products featured above

    • Featured Rates include 0.125% off the rate with an automatic payment deduction (ACH) from a Webster Bank Personal Checking account, for loan amounts up to $1,000,000. There are no ACH discounts for loan amounts over $1,000,000. This discount does not apply to Government Assisted Mortgages. ACH offer is subject to change without notice and may be withdrawn at any time.
    • The payment amount shown includes principal and interest. Your actual payment will be higher if escrow payments for property taxes and/or insurance are made in addition to the regularly scheduled loan payment.
    • Combined Loan to Value (CLTV) up to 90% for certain mortgage products, property types and loan amounts.
    • Mortgages are available in CT, MA, NY and RI.
    • Rate assumes purchase of a primary residence, single-family property.
    • Actual rates may vary based on credit qualifications, loan amount, CLTV, term and geography. Rates are subject to change on a daily basis.
    • All loans are subject to the normal credit approval process.
    • APR assumes 20% down payment for a single-family property and a Loan Origination fee of $1,000 on the fixed-rate and adjustable-rate mortgages, and $1,050 on the jumbo mortgage. APR also includes 0% - 2.0% (points) of the loan amount depending on which rate option is selected.
    • Interest rate will be based on an index known as the 30-day Average SOFR index published by the Federal Reserve Bank of New York.

    1Fixed-Rate Mortgage: Annual Percentage Rate (APR) on a Webster Fixed Rate mortgage is listed as an example only and does not represent a guaranteed rate by Webster Bank. Rate quoted is valid as of the effective date listed on the Fixed Rate mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate includes a 0.125% discount for automatic payments (ACH) made from a Webster personal checking account. This discount does not apply to all mortgage products. Quoted rate displayed for 30 Year Fixed is for loan amount less than $726,201. Quoted rate displayed for 15 Year Fixed is for loan amount less than $726,201. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.

    2Adjustable-Rate Mortgage: Annual Percentage Rate (APR) on a Webster Adjustable Rate mortgage is listed as an example only and does not represent a guaranteed rate by Webster Bank. Rate quoted is valid as of the effective date listed on the Adjustable Rate mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate quoted is a variable rate and will change every 6 months after the initial fixed period. The interest rate will be determined by adding the index to the margin. Rate includes a 0.125% discount for automatic payments (ACH) made from a Webster personal checking account. This discount does not apply to all mortgage products. Quoted rate displayed for Adjustable Rate Conventional 7/6m mortgage is for loan amount less than $726,201. Quoted rate displayed for Adjustable Rate Conventional 10/6m mortgage is for loan amount less than $726,201. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single-family property.

    3Jumbo Mortgage: Annual Percentage Rate (APR) on a Webster Jumbo mortgage is listed as an example only and does not represent a guaranteed rate by Webster bank. Rate quoted is valid as of the effective date listed on the Jumbo mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate assumes a loan amount of $726,201 or greater and automatic payments (ACH) made from a Webster personal checking account. There are no ACH discounts for loan amounts over $1,000,000. This discount does not apply to all mortgage products. Quoted rate displayed for 30 Year Fixed Jumbo mortgage is for loan amount greater than $726,200 Quoted rate displayed for 15 Year Fixed Jumbo mortgage is for loan amount greater than $726,200. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single-family property.