Fixed-rate mortgage

Lock in a great rate for the life of your loan. Predictability and consistency are wonderful things — especially when you’re able to secure a fixed-rate for your mortgage.

03/24/2023 Fixed-rate mortgage rates

30-year fixed¹

6%

6.037% APR

20-year fixed¹

5.875%

5.925% APR

15-year fixed¹

5.25%

5.311% APR

10-year fixed¹

5.125%

5.212% APR

Note that down payment is not included in the calculation.

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Disclosures

The following information applies to the mortgage products featured above

  • Featured Rates include 0.125% off the rate with an automatic payment deduction (ACH) from a Webster Bank Personal Checking account, for loan amounts up to $1,000,000. There are no ACH discounts for loan amounts over $1,000,000. This discount does not apply to Government Assisted Mortgages. ACH offer is subject to change without notice and may be withdrawn at any time.
  • The payment amount shown includes principal and interest. Your actual payment will be higher if escrow payments for property taxes and/or insurance are made in addition to the regularly scheduled loan payment.
  • Combined Loan to Value (CLTV) up to 90% for certain mortgage products, property types and loan amounts.
  • Mortgages are available in CT, MA, NY and RI.
  • Rate assumes purchase of a primary residence, single-family property.
  • Actual rates may vary based on credit qualifications, loan amount, CLTV, term and geography. Rates are subject to change on a daily basis.
  • All loans are subject to the normal credit approval process.
  • APR assumes 20% down payment for a single-family property and a Loan Origination fee of $1,000. APR also includes 0% - 2.0% (points) of the loan amount depending on which rate option is selected.

1Fixed-Rate Mortgage: Annual Percentage Rate (APR) on a Webster Fixed Rate mortgage is listed as an example only and does not represent a guaranteed rate by Webster Bank. Rate quoted is valid as of the effective date listed on the Fixed Rate mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate assumes a loan amount of $726,200 or less and automatic payments (ACH) made from a Webster personal checking account. This discount does not apply to all mortgage products.  All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.