Government and State Agency Loans

If the down payment and projected high monthly payments are impeding you, help is here. Government programs are in place with low down payments and interest rates to get you the front door keys.


  • Low down-payment requirements
  • Competitive mortgage rates
  • Support from State Agencies, Federal Housing Authority (FHA) and Veterans Administration (VA)
  • Webster participates in State Agency programs such as Connecticut Housing Finance Authority (CHFA), Massachusetts Housing Finance Authority (MHFA), Rhode Island Housing Authority (RIHA), NY SONYMA

Frequently Asked Questions Frequently Asked Questions

  • Government mortgages have specific eligibility criteria, such as income level, property condition, and military service for VA loans. Like with any mortgage product, borrowers are subject to credit approval. To find out if you qualify, contact one of our mortgage experts today.

  • We work with a variety of government programs that provide eligible participants with lower interest rates, lower down payments and lower closing costs. These loans are particularly popular for first time home buyers and veterans.

To learn more about these mortgages, call us or visit your nearest branch



All mortgages and borrowers are subject to credit approval. Government Mortgages have specific eligibility criteria, including income level and military service.