Jumbo mortgage

Jumbo mortgages provide financing solutions for loan amounts higher than the maximum conforming limits announced by Fannie Mae, currently at $548,250 nationwide for single family properties. Choose between fixed, variable or interest-only options for your big mortgage needs.

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Or call us at 877-647-5137

09/22/2021 Jumbo Adjustable-Rate Mortgages¹

10/6m ARM

2.375%

2.539% APR

7/6m ARM

2.25%

2.538% APR

5/6m ARM

2.125%

2.551% APR

09/22/2021 Jumbo Fixed-Rate Mortgages¹

30 year fixed

2.625%

2.637% APR

15 year fixed

2.25%

2.272% APR

Note that down payment is not included in the calculation.

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Frequently Asked Questions

Disclosures

The following information applies to the mortgage products featured above:

  • Featured Rates include 0.125% off the rate with an automatic payment deduction (ACH) from a Webster Bank Personal Checking account, for loan amounts up to $1,000,000. There are no ACH discounts for loan amounts over $1,000,000. This discount does not apply to Government Assisted Mortgages. ACH offer is subject to change without notice and may be withdrawn at any time.
  • The payment amount shown includes principal and interest. Your actual payment will be higher if escrow payments for property taxes and/or insurance are made in addition to the regularly scheduled loan payment.
  • Combined Loan to Value (CLTV) up to 80% for certain mortgage products, property types and loan amounts.
  • Mortgages are available in CT, MA, NY & RI.
  • Rate assumes purchase of a primary residence, single family property.
  • Actual rates may vary based on credit qualifications, loan amount, CLTV, term and geography. Rates are subject to change on a daily basis.
  • All loans are subject to the normal credit approval process.
  • APR assumes 20% down payment for a single family property and a Loan Origination fee of $950. APR also includes 0% - 2.0% (points) of the loan amount depending on which rate option is selected.
  • Interest rate will be based on an index known as the 30-day Average SOFR index published by the Federal Reserve Bank of New York.

1Jumbo Mortgage: Annual Percentage Rate (APR) on a Webster Jumbo mortgage is listed as an example only and does not represent a guaranteed rate by Webster bank. Rate quoted is valid as of the effective date listed on the Jumbo mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate assumes a loan amount greater than $548,250 and automatic payments (ACH) made from a Webster personal checking account. There are no ACH discounts for loan amounts over $1,000,000. This discount does not apply to all mortgage products. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.

Adjustable-Rate Mortgage: Annual Percentage Rate (APR) on a Webster Adjustable Rate mortgage is listed as an example only and does not represent a guaranteed rate by Webster Bank. Rate quoted is valid as of the effective date listed on the Adjustable Rate mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate quoted is a variable rate and will change every 6 months after the initial fixed period. The interest rate will be determined by adding the index to the margin. Rate assumes a loan amount of $548,250 and automatic payments (ACH) made from a Webster personal checking account. This discount does not apply to all mortgage products. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.