Get access to over 300 ATMs, online and mobile banking, plus a personalized level of service you won’t find at other banks.
You’re busy, so we’ve loaded all our personal checking accounts with features to make your everyday banking easier. And with five different checking options, you can open a checking account that best fits your lifestyle and banking needs.
Get the very best checking features we offer plus support from our dedicated customer service team.
- No fees on checking withdrawals at any ATM-plus rebates of other banks' ATM fees.
- Preferred interest rates on Premier Savings accounts and Certificates of Deposit (CDs)
- Secure and easy-to-use mobile check deposit, online bill pay, and chip-enabled debit card.
- Special loan discounts available*
Learn more to see if Premier Checking is right for you.
Get great checking features plus perks that reward you for your total relationship with Webster.
Choose this account for the best mix of value and service, with all the essential features you need and simple ways to waive monthly fees.
- Our most popular account for easy and affordable banking
- Choose from a variety of ways to make your account free, such as no monthly service charge with a cumulative direct deposit of $500 or more per month.
- Special loan discounts available*
Learn more to see if Webster Value Checking is right for you.
Get the checking account that works with your busy student lifestyle and budget.
Webster Premier Checking: Minimum opening deposit of $500 is required. You can avoid a $21.95 monthly maintenance fee by keeping $20,000 in combined monthly average checking, money market, and savings balances or $50,000 by adding CDs, home equity, and installment loan balances as of the end of your statement period; and monthly average investment balances (excluding the last day of the month). Fees may reduce earnings. Premier Checking is a tiered rate product. The tiers are $0 to $2,499.99, $2,500 to $9,999.99, $10,000 to $24,999.99, $25,000 to $49,999.99, and $50,000 and over. The APY (Annual Percentage Yield) for Premier Checking as of 10/01/2018 is 0.01% for balances of $0.01 to $49,999.99 and 0.02% for balances $50,000.00 and over, and is subject to change at any time.
Premier Checking ATM: Webster will not charge any fees for checking withdrawals at non-Webster ATMs. If you are charged a fee by another bank for checking withdrawals at its ATM, we will rebate the fee. Tax reporting may apply. Product features are subject to change at any time.
WebsterOne® Relationship Checking: Minimum opening deposit of $50 is required. You can avoid a $16.95 (or $14.95 with direct deposit) monthly maintenance fee by keeping $4,000 in combined average checking, money market and savings balances during your monthly statement period or $20,000 adding CD, home equity and installment loan balances as of the end of your statement period. Rates and fees may vary by state and region; fees may reduce earnings. The APY (Annual Percentage Yield) for WebsterOne Relationship Checking is subject to change at any time.
Webster Value Checking: Minimum opening deposit of $50 is required. You can avoid the $11.95 monthly service fee when you meet ONE of the following during your monthly statement cycle: a) maintain a monthly average balance of at least $1,000, OR b) are age 65 or older and have at least one direct deposit, OR c) make at least 10 Webster Visa Debit Card purchases (ATM transactions do not qualify, nor do any purchases using an ATM-only card). Delivery of statements electronically is free; those accounts not enrolled in Statement eDelivery will receive a $2 monthly paper statement fee. This fee is waived for account holders age 65 and older or 18 and younger.
Webster Student Checking: Minimum opening deposit of $50 is required. No monthly service charge. Student Checking is free for 5 years after opening or switching to this account. After 5 years, it will convert to Webster Value Checking. A valid student ID is required; if it is not provided within 60 days of account opening account will convert to Webster Value Checking. You must be at least 18 years old to open an individual checking account at Webster.
ATM Benefits: Per statement cycle, Webster will not charge for up to 4 ATM fees associated with using non-Webster ATMs. If you are charged a fee by another bank for using its ATM, we will rebate 1 fee per statement cycle. Product features are subject to change at any time. Insufficient Available Funds Fees: 1 fee will be rebated per academic year (September to August).
Opportunity Checking: Minimum opening deposit of $50 is required. The monthly service charge will be $16.95 (or $11.95 with direct deposit). Visa debit card purchases using the "credit" option are limited to $250 per calendar day. Other miscellaneous fees may apply. Delivery of statements electronically is free; those accounts not enrolled in Statement eDelivery will receive a $2 monthly paper statement fee. This fee is waived for account holders age 65 and older or 18 and younger.
Other: Other miscellaneous fees may apply on any deposit account
*Special Loan Discounts – Automatic Loan Payment Offer
Customers with any personal Webster Checking Account are eligible to receive an automatic payment rate discount on Home Equity Loans and Lines, Mortgages and Personal Loans. To receive the rate discount, an automatic payment deduction (ACH) is required from your Webster Bank personal checking account. This discount does not apply to Government Assisted Mortgages. Mortgages over $1,000,000 are not eligible for the discount. All loans and lines are subject to the credit approval process. Offer subject to change without notice and may be withdrawn at any time. Other restrictions may apply. Cannot be combined with any other offers from Webster or its affiliates. See a banker for details.