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Checking Accounts

Get access to over 300 ATMs, online and mobile banking, plus a personalized level of service you won’t find at other banks.

You’re busy, so we’ve loaded all our checking accounts with features to make your everyday banking easier. And with six different checking options, you can find an account that best fits your lifestyle and banking needs.

Get the very best checking features we offer plus support from our dedicated customer service team.

    • Tiered interest rates – earn better rates for bigger balances
    • Access to our Premier Savings account with great rates
    • Get refunds for other banks' ATM fees

    Learn more to see if Premier Checking is right for you.

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Get the very best checking features we offer plus support from our dedicated customer service team.

  • Tiered interest rates – earn better rates for bigger balances
  • Access to our Premier Savings account with great rates
  • Get refunds for other banks' ATM fees

Learn more to see if Premier Checking is right for you.

Get great checking features plus perks that reward you for your total relationship with Webster.

Get great checking features plus perks that reward you for your total relationship with Webster.

  • Competitive interest rates available
  • Access to our WebsterOne Savings account and higher CD rates
  • No Webster fee to use other banks' ATMs

Learn more to see if WebsterOne Relationship Checking is right for you.

Choose this account for the best mix of value and service, with all the essential features you need and simple ways to waive monthly fees.

    • Our most popular account for easy and affordable banking
    • Special loan discounts available*
    • Choose from a variety of ways to make your account free

    Learn more to see if Webster Value Checking is right for you.

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Choose this account for the best mix of value and service, with all the essential features you need and simple ways to waive monthly fees.

  • Our most popular account for easy and affordable banking
  • Special loan discounts available*
  • Choose from a variety of ways to make your account free

Learn more to see if Webster Value Checking is right for you.

Easily manage your everyday banking electronically with this low-maintenance account.

Easily manage your everyday banking electronically with this low-maintenance account.

  • Enjoy the freedom of no minimum balance requirements
  • Special loan discounts available*

Learn more to see if Webster eChecking is right for you.

Get the checking account that works with your busy student lifestyle and budget.

    • Four Webster ATM Fee Waivers per statement cycle
    • Get a refund for one overdraft fee per academic year
    • No monthly fee and a low $50 minimum opening deposit

    Learn more to see if Webster Student Checking is right for you.

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Get the checking account that works with your busy student lifestyle and budget.

  • Four Webster ATM Fee Waivers per statement cycle
  • Get a refund for one overdraft fee per academic year
  • No monthly fee and a low $50 minimum opening deposit

Learn more to see if Webster Student Checking is right for you.

If you’ve had challenges qualifying for a checking account, we can help.

If you’ve had challenges qualifying for a checking account, we can help.

  • Easy to qualify
  • Low $50 minimum opening deposit
  • Free Visa® Debit Card

Learn more to see if Opportunity Checking is right for you.

  1. Premier Checking: Minimum opening deposit of $500 is required. You can avoid a $21.95 monthly maintenance fee by keeping $10,000 in combined average checking, money market and savings balances during your monthly statement period or $50,000 adding CD, home equity and installment loan balances as of the end of your statement period. Rates and fees may vary by state and region; fees may reduce earnings. Premier Checking is a tiered rate product. The tiers are $0 to $2,499, $2,500 to $9,999, $10,000 to $24,999, $25,000 - $49,999, and $50,000 and over. The APY (Annual Percentage Yield) for Premier Checking is subject to change at any time. Click here for current rates.

    Premier Checking ATM: Webster will not charge any fees for using non-Webster ATMs. If you are charged a fee by another bank for using its ATM, we will rebate the fee. Product features are subject to change at any time.

  2. WebsterOne® Relationship Checking: Minimum opening deposit of $50 is required. You can avoid a $16.95 (or $14.95 with direct deposit) monthly maintenance fee by keeping $4,000 in combined average checking, money market and savings balances during your monthly statement period or $20,000 adding CD, home equity and installment loan balances as of the end of your statement period. Rates and fees may vary by state and region; fees may reduce earnings. The APY (Annual Percentage Yield) for WebsterOne Relationship Checking is subject to change at any time. Click here for current rates.

  3. Webster Value Checking: Minimum opening deposit of $50 is required. You can avoid the $11.95 monthly service fee when you meet ONE of the following during your monthly statement cycle: a) maintain a monthly average balance of at least $1,000, OR b) are age 65 or older and have at least one direct deposit, OR c) make at least 10 Webster Visa Debit Card purchases (ATM transactions do not qualify, nor do any purchases using an ATM-only card). Delivery of statements electronically is free; those accounts not enrolled in Statement eDelivery will receive a $2 monthly paper statement fee. This fee is waived for account holders age 65 and older or 18 and younger.

  4. Webster eChecking: Minimum opening deposit of $50 is required. You can avoid the $5.00 monthly service fee when you meet ONE of the following during your monthly statement cycle: a) receive one Direct Deposit (electronic deposit of at least $500 from a third party, such as recurring payroll, Social Security or other income) and write 5 or fewer paper checks, OR b) are age 22 or younger. Checks issued through Webster Online Bill Pay will not count as paper checks. Delivery of statements electronically is free; those accounts not enrolled in Statement eDelivery will receive a $2 monthly paper statement fee. This fee is waived for account holders age 65 and older or 18 and younger. You must be at least 18 years old to open an individual account at Webster.

  5. Webster Student Checking: Minimum opening deposit of $50 is required. No monthly service charge. Student Checking is free for 5 years after opening or switching to this account. After 5 years, it will convert to eChecking. A valid college student ID, enrollment in Balance Alerts and enrollment in statement eDelivery is required; those accounts not enrolled in these features within 60 days of account opening will be converted to eChecking. You must be at least 18 years old to open an individual checking account at Webster.

    Student Checking ATM: Per statement cycle, Webster will not charge for up to 4 ATM fees associated with using non-Webster ATMs. If you are charged a fee by another bank for using its ATM, we will rebate 1 fee per statement cycle. Product features are subject to change at any time.

    Student Checking Insufficient Available Funds Fees: 1 fee will be rebated per academic year (September to August).

  6. Opportunity Checking: Minimum opening deposit of $50 is required. The monthly service charge will be $16.95 (or $11.95 with direct deposit). Visa debit card purchases using the "credit" option are limited to $250 per calendar day. Other miscellaneous fees may apply. Delivery of statements electronically is free; those accounts not enrolled in Statement eDelivery will receive a $2 monthly paper statement fee. This fee is waived for account holders age 65 and older or 18 and younger.

*Special Loan Discounts – Automatic Loan Payment Offer
Customers with any personal Webster Checking Account are eligible to receive an automatic payment rate discount on Home Equity Loans and Lines, Mortgages and Personal Loans. To receive the rate discount, an automatic payment deduction (ACH) is required from your Webster Bank personal checking account. This discount does not apply to Government Assisted Mortgages. Mortgages over $1,000,000 are not eligible for the discount. All loans are subject to the credit approval process. Offer subject to change without notice and may be withdrawn at any time. Other restrictions may apply. Cannot be combined with any other offers from Webster or its affiliates. See a banker for details.