The features you need, the service you deserve.
Our checking accounts include the features you use most, like online and mobile banking, and access to over 300 ATMs. Plus something you’ll only find at Webster – the kind of service that goes the extra mile to make your banking simply better.
Browse accounts by features and requirements. And when you’re ready to open a checking account, our process is simple. We even make it easy to switch to Webster from another bank. Get started today.
No Webster service charge for using another bank’s ATM
Premier Checking: Minimum opening deposit of $500 is required. You can avoid a $21.95 monthly maintenance fee by keeping $10,000 in combined average checking, money market and savings balances during your monthly statement period or $50,000 adding CD, home equity and installment loan balances as of the end of your statement period. Rates and fees may vary by state and region; fees may reduce earnings. Premier Checking is a tiered rate product. The tiers are $0 to $2,499, $2,500 to $9,999, $10,000 to $24,999, $25,000 - $49,999, and $50,000 and over. The APY (Annual Percentage Yield) for Premier Checking is subject to change at any time. Click here for current rates.
Premier Checking ATM: Webster will not charge any fees for using non-Webster ATMs. If you are charged a fee by another bank for using its ATM, we will rebate the fee. Product features are subject to change at any time.
WebsterOne® Relationship Checking: Minimum opening deposit of $50 is required. You can avoid a $16.95 (or $14.95 with direct deposit) monthly maintenance fee by keeping $4,000 in combined average checking, money market and savings balances during your monthly statement period or $20,000 adding CD, home equity and installment loan balances as of the end of your statement period. Rates and fees may vary by state and region; fees may reduce earnings. The APY (Annual Percentage Yield) for WebsterOne Relationship Checking is subject to change at any time. Click here for current rates.
Webster Value Checking: Minimum opening deposit of $50 is required. The monthly service charge will be $11.95, or $10.95 with statement eDelivery enrollment. You can avoid the monthly service charge by: maintaining a monthly average balance of at least $1,000; if you are age 65 or older and have at least one direct deposit to your account during the statement cycle; or if 10 or more Webster debit card purchases using your signature or by entering your Personal Identification Number (PIN) are posted to your account during the statement period (ATM withdrawals and cash advances do not qualify). Other miscellaneous fees may apply.
Webster eChecking: Minimum opening deposit of $50 is required. No monthly service charge during any monthly statement period when one direct deposit (electronic deposit of at least $500 from a third party, such as recurring payroll, social security or other income) is received, and 5 or fewer paper checks; otherwise, there will be a $5 monthly service charge. Checks issued through Webster Online Bill Pay will not count as a paper check. The monthly service charge is waived if any account holder is 22 years of age and under. Delivery of statements electronically is free; those accounts not enrolled in statement eDelivery will receive a $5 paper statement fee per monthly statement period. You must be at least 18 years old to open an individual checking account at Webster.
Webster Student Checking : Minimum opening deposit of $50 is required. No monthly service charge. Student Checking is free for 5 years after opening or switching to this account. After 5 years, it will convert to eChecking. A valid college student ID, enrollment in Balance Alerts and enrollment in statement eDelivery is required; those accounts not enrolled in these features within 60 days of account opening will be converted to eChecking. You must be at least 18 years old to open an individual checking account at Webster.
Student Checking ATM: Per statement cycle, Webster will not charge for up to 4 ATM fees associated with using non-Webster ATMs. If you are charged a fee by another bank for using its ATM, we will rebate 1 fee per statement cycle. Product features are subject to change at any time.
Student Checking Insufficient Available Funds Fees: 1 fee will be rebated per academic year (September to August).
Webster Opportunity Checking: Minimum opening deposit of $50 is required. The monthly service charge will be $16.95 (or $11.95 with direct deposit). Visa debit card purchases using the "credit" option are limited to $250 per calendar day. Other miscellaneous fees may apply.
Mobile App: Our app supports Android 2.2+ and iPhone/iPad iOS 4.3.5+. Apple and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android is a trademark of Google Inc.
Mobile Deposit Limits: You may deposit up to 25 checks in 1 business day, up to a total of $3,000 in one business day. Over a 10 business day period, you may deposit up to 50 checks, up to a total of $5,000. To learn more about Mobile Deposit, see the Webster Mobile Deposit Terms and Conditions. Subject to eligibility requirements. Not available with Opportunity Checking.
Mobile Banking: You must be enrolled in Webster Online Services to use Webster Mobile Banking. Message and data rates may apply. Check with your mobile services provider for any charges that may apply for data usage on your mobile device.
Loan Discounts: To receive a loan discount off of your Mortgage, Personal loan or home equity loan or line, an automatic payment deduction (ACH) is required from your Webster Bank personal Checking account. ACH discount valid on new Mortgage, Personal and Home Equity Loans and Lines applications. If the ACH is terminated for any reason, your rate will increase by the amount of the discount given initially. This offer does not apply to Government Assisted Mortgages. Mortgages up to $1,000,000 are eligible for the discount. All loans and lines are subject to the normal credit-approval process. Additional discounts available for obtaining a Premier Checking account. Offer subject to change without notice and may be withdrawn at any time. Other restrictions may apply. Cannot be combined with any other offers from Webster or its affiliates.
Balance Alert Notifications: Balance alert notifications will not be sent between the hours of 11:00 pm and 6:00 am EST. There are no fees assessed by Webster for this service. Message and data rates may apply. Check with your wireless or internet service provider for any charges that may apply for data usage.