Debit Card Overdraft Services

Giving you control for your everyday debit card purchases.

Debit Card Overdraft Services

This service allows Webster to authorize, at our discretion, purchases you want to make with your debit card when you have insufficient funds to cover those purchases. For these services, we will charge you a fee.

If you choose not to opt in and attempt to make a purchase using your debit card but do not have enough money in your account, Webster will not authorize your purchases.

Learn more about our policies and procedures, how deposits and other transactions are processed and additional helpful tips for managing your checking account.

A Guide to Managing your Checking Account

Opt In Now for Debit Card Overdraft Services


Additional Overdraft Protection Services

Savings or line of credit.

With many overdraft solutions, we'll help you manage your money in the way that best works for you.

Overdraft Line of Credit

Apply for an overdraft line of credit, and upon approval, your checking transactions are covered up to your credit limit. Interest charges and annual fee apply.

Savings Overdraft Protection

You can link your savings account to your checking account to automatically transfer funds to cover any shortfalls for a $10.00 fee per transfer. Federal regulations limit the number of transfers to 6 per month.*

Learn More

We realize everyone's situation is different. We're here to talk with you and help provide the information you need to make the choice that's right for you.

The choice is yours:

Opt In Now for Debit Card Overdraft Services

Visit your nearest branch or call us at (800) 325-2424, 24 hours a day, 7 days a week to review your options.

Federal regulations limit the number of transfers and electronic payments from a savings account to a maximum number of six (6) per calendar month from the following categories: pre-authorized transfers, including overdraft protection; telephone transfers; and electronic transactions, including WebsterOnline transactions, checks, check card payments to third parties, Automated Clearing House (ACH) transactions and wire transfers.

ATM, Banking Center Locations