Mortgages

Fixed, adjustable, and jumbo opportunities.

Whether you’re a first-time buyer or an experienced home owner, we know that the mortgage process can be stressful.  So we put your peace of mind first by connecting you with experienced mortgage banking officers who work closely with you – providing end-to-end guidance and support to:

  • Help you choose the right mortgage for your needs
  • Walk you through your application
  • Provide a faster, local loan decision
  • Make sure you’re prepared for your closing
  • And create a mortgage experience with the peace of mind you deserve

Select rate & apply

Fixed Rate

%
APR
30 year fixed1
%
APR
15 year fixed1

The most common mortgage with several terms available. 30- and 15-year are the most popular, with either lower monthly payments over a longer period, or higher payments over a shorter period, but with less interest paid in the long run.

  • Pay a constant monthly payment with a fixed interest rate
  • Find a variety of programs for conventional and Jumbo loans

Adjustable Rate

%
APR
Conventional 7/12
%
APR
Conventional 10/12

An adjustable rate mortgage comes with a lower initial rate, so you can increase your borrowing power or lower your first payments. It's also an option if you plan to own your home for a shorter period of time. Your monthly payment may rise or fall over the life of the loan, in line with index rate adjustments.

  • Secure annual and lifetime interest rate caps
  • Pre-determined rate-change dates for the life of the loan

Jumbo Mortgages

%
APR
30 year fixed jumbo3
%
APR
15 year fixed jumbo3

When you need a loan over $417,000, a Jumbo mortgage, available in fixed and variable rates, is for you. Jumbo mortgages also offer options on investment property purchases. As these higher loans come with more risk, the interest rate on Jumbo mortgages is slightly increased.

  • Competitive interest rates
  • Flexible options for investment properties

Government assisted
mortgages4

Homeownership can be in your future.

Learn more

Home equity
loans and lines of credit4

Your home has value. Take advantage of it.

Learn more

Personal
loans4

Up to $25,000 and fixed monthly payments to help you reach your goals.

Learn more
  1. Fixed Rate Mortgage: Annual Percentage Rate (APR) on a Webster Fixed mortgage is listed as an example only and does not represent a guaranteed rate by Webster bank. Rate quoted is valid as of the effective date listed on the mortgage rate page. Rates are subject to change at any time. Please call 1-877-892-4798 or visit WebsterBank.com to check the latest rates. Rate includes a 0.125% discount for automatic payments (ACH) made from a Webster consumer checking account. If the ACH is terminated at any time, the rate will increase by the amount of the discount given. This discount does not apply to Government Assisted Mortgages. Quoted rate displayed for 30 Year Fixed is for loan amount less than $417,000 and 0 points paid (0% of the loan amount). Quoted rate displayed for 15 Year Fixed is for loan amount less than $417,000 and 0 points paid (0% of the loan amount). Quoted rate displayed for 10 Year Fixed mortgage is for loan amount less than $417,000 and 0.50 points paid (0.50% of the loan amount). All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.

  2. Adjustable Rate Mortgage: Annual Percentage Rate (APR) on a Adjustable Rate mortgage is listed as an example only and does not represent a guaranteed rate by Webster Bank. Rate quoted is valid as of the effective date listed on the mortgage rate page. Rates are subject to change at any time. Please call 1-877-892-4798 or visit WebsterBank.com to check the latest rates. Rate quoted is a variable rate and will change annually after the initial fixed period. The interest rate will be determined by adding the index to the margin. Rate includes a 0.125% discount for automatic payments (ACH) made from a Webster personal checking account. If the ACH is terminated at any time, the rate will increase by the amount of the discount given. This discount does not apply to Government Assisted Mortgages. Quoted rate displayed for Adjustable Rate Conventional 7/1 mortgage is for loan amount less than $417,000 and 0 points paid (0% of the loan amount). Quoted rate displayed for Adjustable Rate Conventional 10/1 mortgage is for loan amount less than $417,000 and 0 points paid (0% of the loan amount). All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.

  3. Jumbo Mortgage: Annual Percentage Rate (APR) on a Webster Jumbo mortgage is listed as an example only and does not represent a guaranteed rate by Webster bank. Rate quoted is valid as of the effective date listed on the mortgage rate page. Rates are subject to change at any time. Please call 1-877-892-4798 or visit WebsterBank.com to check the latest rates. Rate assumes a loan amount of $417,000 or greater and automatic payments (ACH) made from a Webster personal checking account. If the ACH is terminated at any time, the rate will increase by 0.125% for loan amounts up to $1,000,000. There are no ACH discounts for loan amounts over $1,000,000. This discount does not apply to Government Assisted Mortgages. Quoted rate for 30 Year Fixed Jumbo mortgage is for loan amount greater than $417,000 and 0 points paid (0% of the loan amount). Quoted rate displayed for 15 Year Fixed Jumbo mortgage is for loan amount greater than $417,000 and 0 points paid (0% of the loan amount). All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.

  4. Subject to credit approval

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