Mortgages

First home, new home or dream home, the right mortgage makes it your home.

 

Buying a home? We guarantee you’ll go from contract to closing on your mortgage in just 30 days or we’ll give you $1,000 credit toward closing costs.*

No matter what your home plans are, your mortgage needs are in good hands at Webster. We’ll help you choose the right loan for your financing needs. Give you hands-on guidance and important do’s and don’ts for a smooth mortgage process. And be there for you every step of the way.


  • Choose a term length that fits your budget, with lower monthly payments over a longer period of time or higher payments over a shorter period of time.

    • Make a consistent monthly payment with a fixed interest rate
    • 10, 15, 20 and 30 year terms available

    Learn more about a Fixed Rate Mortgage to see if it's the right choice for you.

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Choose a term length that fits your budget, with lower monthly payments over a longer period of time or higher payments over a shorter period of time.

  • Make a consistent monthly payment with a fixed interest rate
  • 10, 15, 20 and 30 year terms available

Learn more about a Fixed Rate Mortgage to see if it's the right choice for you.



  • Popular not only with those who plan to own their home for a shorter period of time, but with people who plan on making extra principal payments to pay off their mortgage sooner.

    • Secure annual and lifetime interest rate caps
    • Pre-determined rate change dates for the life of the loan

    Learn more about an Adjustable Rate Mortgage to see if it's the right choice for you.

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Popular not only with those who plan to own their home for a shorter period of time, but with people who plan on making extra principal payments to pay off their mortgage sooner.

  • Secure annual and lifetime interest rate caps
  • Pre-determined rate change dates for the life of the loan

Learn more about an Adjustable Rate Mortgage to see if it's the right choice for you.



  • If you need a loan over $484,3503, a jumbo mortgage is available with both fixed and variable rates.

    • Competitive interest rates
    • Flexible options for investment properties

    Learn more about a Jumbo Mortgage to see if it's the right choice for you.

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If you need a loan over $484,3503, a jumbo mortgage is available with both fixed and variable rates.

  • Competitive interest rates
  • Flexible options for investment properties

Learn more about a Jumbo Mortgage to see if it's the right choice for you.



  • Get the financing solutions you need to build your own home, from land purchases and new construction costs to refinancing options for homes that need major renovations.

    • Choose a fixed, adjustable, or jumbo construction loan
    • Customized Construction-to-Permanent Loan options for your needs

    Learn more about a Construction Mortgage to see if it's the right choice for you.

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Get the financing solutions you need to build your own home, from land purchases and new construction costs to refinancing options for homes that need major renovations.

  • Choose a fixed, adjustable, or jumbo construction loan
  • Customized Construction-to-Permanent Loan options for your needs

Learn more about a Construction Mortgage to see if it's the right choice for you.



  • Find out if you’re eligible for government assistance programs that can make your dreams of home ownership a reality.

    • Get help finding a financing option that fits your budget
    • Enjoy lower down payment requirements and lower interest rates

    Learn more about a Government-Assisted Mortgage to see if it's the right choice for you.

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Find out if you’re eligible for government assistance programs that can make your dreams of home ownership a reality.

  • Get help finding a financing option that fits your budget
  • Enjoy lower down payment requirements and lower interest rates

Learn more about a Government-Assisted Mortgage to see if it's the right choice for you.


  • Having trouble making your mortgage payments? Learn about Foreclosure Prevention Assistance

  • *Terms and Conditions

    Webster’s 30 Day Mortgage Loan Closing Guarantee (“Mortgage Loan Closing Guarantee”), guarantees closing within 30 days of completed mortgage application submission to a Webster Bank Mortgage Banking Officer.

    If after receipt of your Completed Mortgage Loan Application, we do not meet the Mortgage Loan Closing Guarantee, Webster will provide you, the applicant(s) with a closing cost credit equal to $1,000.00.

    A “Completed Mortgage Loan Application” is defined as an oral or written request for credit in which Webster received all “required information and documentation” to evaluate the application for the amount and type of credit requested. Required information and documentation may include (but not be limited to) a Completed Mortgage Loan Application; a fully executed offer to purchase and/or purchase and sale agreement; Satisfactory income documentation required for your selected purchase mortgage program; Asset documentation as required for your selected purchase mortgage program; Required upfront fees paid at time of application for appraisal and credit report; Signed 4506T and Borrower’s Authorization. You, the applicant(s), are responsible for providing Webster the required information and documentation to satisfy the Completed Mortgage Loan Application criteria. Any delays due to an incomplete application, delays caused by applicants should additional documentation be required after initial loan submission and/or delays related to purchase contract requirements are not covered by the Mortgage Loan Closing Guarantee. The Mortgage Loan Closing Guarantee does not cover delays caused by the applicant or third parties providing information and/or documentation on behalf of applicant(s).

    To be eligible for the Mortgage Loan Closing Guarantee, the Completed Mortgage Loan Application must be for a 1 to 4 family, primary residence or second home for residential properties located in CT, RI, MA and Westchester County, NY. Loan amounts over $1,000,000 are excluded.

    Additional Exclusions: Mortgage loan refinances; Loans secured by Condos; Construction loans; Short Sales; Land Loans; Cooperatives; Closing delays due to non-marketable title; Delays caused by applicant(s) should additional documentation be required after initial loan submission; Product changes, counteroffers, loan type changes. FHA, VA, and state agency government loans are excluded but will be eligible for a closing cost rebate, see a Webster banker for more information.

    All Completed Mortgage Loan Applications are subject to credit approval. Only closed and funded loans for which the Bank did not meet the Mortgage Loan Closing Guarantee qualify for the $1,000.00 closing credit. This offer may be withdrawn at any time without notice and may not be combined with any other offers. Please consult a Webster Mortgage Banking Officer for more details.

  • 1. Fixed Rate Mortgage: Annual Percentage Rate (APR) on a Webster Fixed Rate mortgage is listed as an example only and does not represent a guaranteed rate by Webster Bank. Rate quoted is valid as of the effective date listed on the Fixed Rate mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate includes a 0.125% discount for automatic payments (ACH) made from a Webster personal checking account. This discount does not apply to all mortgage products. Quoted rate displayed for 30 Year Fixed is for loan amount less than $484,351. Quoted rate displayed for 15 Year Fixed is for loan amount less than $484,351. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.

    2. Adjustable Rate Mortgage: Annual Percentage Rate (APR) on a Webster Adjustable Rate mortgage is listed as an example only and does not represent a guaranteed rate by Webster Bank. Rate quoted is valid as of the effective date listed on the Adjustable Rate mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate quoted is a variable rate and will change annually after the initial fixed period. The interest rate will be determined by adding the index to the margin. Rate includes a 0.125% discount for automatic payments (ACH) made from a Webster personal checking account. This discount does not apply to all mortgage products. Quoted rate displayed for Adjustable Rate Conventional 7/1 mortgage is for loan amount less than $484,351. Quoted rate displayed for Adjustable Rate Conventional 10/1 mortgage is for loan amount less than $484,351. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.

    3. Jumbo Mortgage: Annual Percentage Rate (APR) on a Webster Jumbo mortgage is listed as an example only and does not represent a guaranteed rate by Webster bank. Rate quoted is valid as of the effective date listed on the Jumbo mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate assumes a loan amount of $484,350 or greater and automatic payments (ACH) made from a Webster personal checking account. There are no ACH discounts for loan amounts over $1,000,000. This discount does not apply to all mortgage products. Quoted rate displayed for 30 Year Fixed Jumbo mortgage is for loan amount greater than $484,350. Quoted rate displayed for 15 Year Fixed Jumbo mortgage is for loan amount greater than $484,350. All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.

  • All loans are subject to the credit approval process.