Mortgages

From helping you choose the right mortgage for your needs to making the application process as fast and easy as possible, we’re always here for support.

Whether you’re a first-time home buyer or an experienced home owner, we know that the mortgage process can be stressful. That’s why we connect you with a dedicated mortgage banking officer who will work closely with you every step of the way. In fact, you’ll benefit from our entire mortgage team being local.

Choose a term length that fits your budget, with lower monthly payments over a longer period of time or higher payments over a shorter period of time.

Choose a term length that fits your budget, with lower monthly payments over a longer period of time or higher payments over a shorter period of time.

  • Make a consistent monthly payment with a fixed interest rate
  • 10, 15, 20 and 30 year terms available

Learn more about a Fixed Rate Mortgage to see if it's the right choice for you.


Popular not only with those who plan to own their home for a shorter period of time, but with people who plan on making extra principal payments to pay off their mortgage sooner.

Popular not only with those who plan to own their home for a shorter period of time, but with people who plan on making extra principal payments to pay off their mortgage sooner.

  • Secure annual and lifetime interest rate caps
  • Pre-determined rate change dates for the life of the loan

Learn more about an Adjustable Rate Mortgage to see if it's the right choice for you.


If you need a loan over $453,1003, a jumbo mortgage is available with both fixed and variable rates.

If you need a loan over $453,1003, a jumbo mortgage is available with both fixed and variable rates.

  • Competitive interest rates
  • Flexible options for investment properties

Learn more about a Jumbo Mortgage to see if it's the right choice for you.


Get the financing solutions you need to build your own home, from land purchases and new construction costs to refinancing options for homes that need major renovations.

    • Choose a fixed, adjustable, or jumbo construction loan
    • Customized Construction-to-Permanent Loan options for your needs

    Learn more about a Construction Mortgage to see if it's the right choice for you.

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Get the financing solutions you need to build your own home, from land purchases and new construction costs to refinancing options for homes that need major renovations.

  • Choose a fixed, adjustable, or jumbo construction loan
  • Customized Construction-to-Permanent Loan options for your needs

Learn more about a Construction Mortgage to see if it's the right choice for you.


Find out if you’re eligible for government assistance programs that can make your dreams of home ownership a reality.

Find out if you’re eligible for government assistance programs that can make your dreams of home ownership a reality.

  • Get help finding a financing option that fits your budget
  • Enjoy lower down payment requirements and lower interest rates

Learn more about a Government-Assisted Mortgage to see if it's the right choice for you.


  1. Fixed Rate Mortgage: Annual Percentage Rate (APR) on a Webster Fixed Rate mortgage is listed as an example only and does not represent a guaranteed rate by Webster Bank. Rate quoted is valid as of the effective date listed on the Fixed Rate mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate includes a 0.125% discount for automatic payments (ACH) made from a Webster personal checking account. This discount does not apply to all mortgage products. Quoted rate displayed for 30 Year Fixed is for loan amount less than $453,101 and 0 points paid (0% of the loan amount). Quoted rate displayed for 15 Year Fixed is for loan amount less than $453,101 and 0 points paid (0% of the loan amount). All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.

  2. Adjustable Rate Mortgage: Annual Percentage Rate (APR) on a Webster Adjustable Rate mortgage is listed as an example only and does not represent a guaranteed rate by Webster Bank. Rate quoted is valid as of the effective date listed on the Adjustable Rate mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate quoted is a variable rate and will change annually after the initial fixed period. The interest rate will be determined by adding the index to the margin. Rate includes a 0.125% discount for automatic payments (ACH) made from a Webster personal checking account. This discount does not apply to all mortgage products. Quoted rate displayed for Adjustable Rate Conventional 7/1 mortgage is for loan amount less than $453,101 and 0 points paid (0% of the loan amount). Quoted rate displayed for Adjustable Rate Conventional 10/1 mortgage is for loan amount less than $453,101 and 0 points paid (0% of the loan amount). All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.

  3. Jumbo Mortgage: Annual Percentage Rate (APR) on a Webster Jumbo mortgage is listed as an example only and does not represent a guaranteed rate by Webster bank. Rate quoted is valid as of the effective date listed on the Jumbo mortgage page. Rates are subject to change at any time. Please call 1-877-647-5137 or visit WebsterBank.com to check the latest rates. Rate assumes a loan amount of $453,101 or greater and automatic payments (ACH) made from a Webster personal checking account. There are no ACH discounts for loan amounts over $1,000,000. This discount does not apply to all mortgage products. Quoted rate displayed for 30 Year Fixed Jumbo mortgage is for loan amount greater than $453,100 and 0 points paid (0% of the loan amount). Quoted rate displayed for 15 Year Fixed Jumbo mortgage is for loan amount greater than $453,100 and 0 points paid (0% of the loan amount). All loans are subject to the credit approval process. This offer is subject to change without notice and may be withdrawn at any time. Rate assumes purchase of a primary residence, single family property.

  4. All loans are subject to the credit approval process.