Overdraft Protection

No more worries about overdrafts – take the next step knowing your financial needs are covered

Fast Facts

  • You are covered - just in case
  • Can avoid checking overdraft fees
  • Your credit is protected

Sometimes life takes an unexpected turn. Bills need to be paid and your checking account is short on funds. Your deposits are held, the money is spent and your account is overdrawn. Don’t let these setbacks trip you up. Let Webster be your guide by offering the comfort and security of Overdraft Protection. If you find yourself in a bind, Webster can help insure that your needs are covered and your credit is protected.

Overdraft Line of Credit

When you are approved for an overdraft line of credit, your checking account transactions will be covered up to your credit limit, so you can avoid high non-sufficient fund (NSF) fees.

Personal credit lines are available to you up to $5,000. A $20 annual fee is waived for WebsterOne and Premier Checking customers.

Savings Overdraft Protection

Connect your savings to your checking account for Overdraft Protection up to the available balance in your personal savings account.*

Stay informed by reading our Fee Schedule so you know all the details about transaction fees for overdraft protection from your personal savings account. Fees are waived for Premier Checking members.


Credit lines are subject to credit approval.