Overdraft Services

Automatic coverage when you're unexpectedly short on cash

As responsible as you are, we understand that checking mistakes can happen. Deposits don't clear in time, checks are cashed, and before you know it your account is overdrawn. Our Overdraft Services give you two ways to avoid bounced checks and protect your credit.

Savings Overdraft Protection

  • Automatically transfers money from your Webster savings account to cover a checking transaction made with insufficient funds
  • Transfer amounts can be made up to the available balance in your savings account*
  • $10 fee per transfer is waived for Premier Checking customers

Overdraft Line of Credit

  • Covers checking transactions made with insufficient funds up to your credit line limit
  • Credit lines are available up to $5,000 and subject to credit approval
  • Interest charges and low annual fee may apply
  • Annual fee waived for WebsterOne and Premier Checking customers

Learn more about our Overdraft Fees & Options

Which overdraft service is right for you?

Stop by or call us at (800) 325-2424, 24/7

For helpful information and tips, read A Guide to Managing your Checking Account


*Federal regulations limit the number of transfers and electronic payments from a savings or money market account to a maximum of six (6) per calendar month or per monthly statement cycle from the following categories: preauthorized transfers, including overdraft protection; telephone transfers; and electronic transactions, including WebsterOnline transactions, Checks, Check Card payments to third parties, Automated Clearing House (ACH) transactions and wire transfers.