Overdraft Services

When your account is unexpectedly short on cash, we’ll help cover you automatically.

Fast Facts

  • Helps you avoid bounced checks
  • Helps protect your credit
  • Can save you overdraft fees
  • Enjoy secure banking

As responsible as you are, we understand that checking mistakes happen. Deposits don’t clear in time, money is drawn, checks are cashed—and your account is unexpectedly overdrawn. At Webster, we get it.

That’s why Webster offers the security of Overdraft Protection for your checking account. So the next time you hit an unexpected snag, you and your credit can be protected.

Webster Offers These Types of Overdraft Protection

Savings Overdraft Protection
Just link your Webster savings to your checking account. Enjoy the peace of mind of a checking account with overdraft protection up to the available balance in your savings account.*

There are reasonable transaction fees for overdraft protection from your savings account.** For Premier Checking customers, fees are waived.

Overdraft Line of Credit
Apply for an overdraft line of credit, and upon approval, your checking account transactions are covered up to your credit line limit, You pay a percentage of interest based on the amount covered.

Lines are available up to $5,000. There’s a low annual fee—it’s waived for WebsterOne Checking customers. Keep in mind, credit approval is required.


*Federal regulations limit the number of transfers and electronic payments from a savings or money market account to a maximum of six (6) per calendar month or per monthly statement cycle from the following categories: preauthorized transfers, including overdraft protection; telephone transfers; and electronic transactions, including WebsterOnline transactions, Checks, Check Card payments to third parties, Automated Clearing House (ACH) transactions and wire transfers.

**$10.00 fee per transfer, $6.00 for WebsterOne customers.

Credit lines are subject to credit approval.