Personal Credit Cards
We have a credit card1 with the features and benefits that fit your lifestyle
Credit cards offer convenience, safety and the ability to buy what you need without having to carry cash. With a credit card from Webster Bank, you will also receive fraud protection2, 24-hour cardmember service, price protection and more. Whether you are planning a vacation, making a purchase, starting college or building credit7, we make it easy for you to select and apply for the Webster credit card that meets your needs. We even offer a line of business credit cards.
The creditor and issuer of these cards is Elan Financial Services, pursuit to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.
Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Monthly net purchase bonus points will be applied each billing cycle.
Webster Bonus Rewards PLUS Card: The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points).
Webster Bonus Rewards Card: The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points).
The Elan Rewards Program is subject to change. Points earned on net purchases (purchases minus credits and returns). Points expire five years from the end of the quarter in which they are earned.
Webster Secured Card: Late payments and going over the credit limit may damage your credit history.