Online convenience meets dedicated service.
- No minimum balance requirement
- Free electronic delivery of statements
- No monthly service charge for those age 22 and under
Our Webster eChecking account is the perfect choice for people on the go who prefer electronic, paperless banking. Enjoy the ease and convenience of free online and mobile banking solutions, a free Webster Visa® Debit Card and the freedom of having NO minimum balance requirements. Together with our knowledgeable, helpful bankers, Webster delivers a superior banking experience.
- Free Online Banking, Online Bill Pay
- Free Webster Visa® debit card
- Free Statement eDelivery ($2 for paper statements)
- Free mobile banking
- Balance alerts to easily stay on top of your account activity
- Allowance of 5 paper checks per monthly statement period
- Free access to in-person customer service at our banking centers, and 24/7 access to our extensive network of ATMs and Twitter and Facebook Pages
- Special loan discounts available on home equity loans and lines, mortgages and personal loans, with an automatic payment deduction (ACH) from your Webster Bank personal checking account4
- Opportunity to get more buying flexibility with our Visa Platinum Card5
Easy Ways to Be Free:
- One Direct Deposit of at least $500 during your monthly statement period, and
- 5 or fewer paper checks during your monthly statement period, and
- Enroll in Statement eDelivery,
- or -
- Are age 22 or under, and
- Enroll in Statement eDelivery
Keep in mind
- Minimum opening deposit of $50 is required. You can avoid the $5.00 monthly service fee when you meet ONE of the following during your monthly statement cycle: a) receive one Direct Deposit (electronic deposit of at least $500 from a third party, such as recurring payroll, Social Security or other income) and write 5 or fewer paper checks, OR b) are age 22 or younger. Checks issued through Webster Online Bill Pay will not count as paper checks. Delivery of statements electronically is free; those accounts not enrolled in Statement eDelivery will receive a $2 monthly paper statement fee. This fee is waived for account holders age 65 and older or 18 and younger. You must be at least 18 years old to open an individual account at Webster.
Mobile App: Our app supports Android 2.2+ and iPhone/iPad iOS 4.3.5+. Apple and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android is a trademark of Google Inc.
Mobile Deposit Limits: We may establish limits that apply to the amount of any individual check, the dollar amount and number of checks that may be deposited in a day, and the dollar amount of checks that may be deposited in a multi-day period. To learn more, see the Webster Mobile Deposit Terms and Conditions. Subject to eligibility requirements. Not available with Opportunity Checking.
Mobile Banking: You must be enrolled in Webster Online Services to use Webster Mobile Banking. Message and data rates may apply. Check with your mobile services provider for any charges that may apply for data usage on your mobile device.
- Balance alerts will not be sent between the hours of 11:00 pm and 6:00 am EST. There are no fees assessed by Webster for this service, although your wireless provider or Internet Service Provider may charge a fee for receipt of messages to your mobile device or computer.
- Special Loan Discounts – Automatic Loan Payment Offer To receive a special loan discount, an automatic payment deduction (ACH) is required from your Webster Bank personal checking account. ACH discount valid on new Home Equity Loans, Lines, Mortgages or Personal Loans. If the ACH is terminated for any reason, your rate will increase by the amount of the discount given initially. This discount does not apply to Government Assisted Mortgages. Mortgages over $1,000,000 are not eligible for the discount. Additionally, customers with Premier Checking accounts may be eligible for additional rate discounts based on their Premier Checking relationship. All loans and lines are subject to the credit approval process. Offer subject to change without notice and may be withdrawn at any time. Other restrictions may apply. Cannot be combined with any other offers from Webster or its affiliates.
- The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. Subject to credit approval.