Employee retirement plans
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You're busy enough running your company without having to decide what retirement plan to offer your employees. Let us be your partner. Webster Investments leverages the strength of LPL Financial to deliver objective, quality due diligence plus in-depth research on leading plan providers.
401(k)
Most popular for employer-sponsored plans
- Most popular of all employer-sponsored plans
- Offers funding flexibilities; employee-alone or employer/employee combo
- No mandatory or minimum contributions
- Tax-advantages for contributions to employee accounts
Solo 401(k)
Ideal for owner-only businesses
- Ideal for owner-only businesses with no other employees. Spouses and equal business partners can participate
- No mandatory or minimum contributions
- Higher contribution limits
- Salary deferral and profit-sharing
SEP IRA
For sole proprietors and small businesses
- For sole proprietors and small businesses; employer-funded plan
- No mandatory or minimum contributions
- Tax deductible contributions and tax-deferred growth potential
- No annual IRS or complicated forms to fill out and file
SIMPLE IRA
For businesses with fewer than 100 employees
- For fewer than 100 employees; funded by employer and employee
- Employer has to match first 3% of deferred compensation or 2% of all eligible employee compensation
- Tax advantages for contributions and tax credits for certain plan expenses
- Minimal administration
Webster Investments planning advice & strategies
What to do after you've been automatically enrolled in your company's retirement plan
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What does your future look like?
When you picture how your life will look in retirement does it make you happy or do you find yourself feeling stressed about how to fund your retirement? Getting your goals into a workable financial strategy can be your first step to turning that picture into a reality.