Keeping and retaining employees

Competition is high when looking for and keeping employees who will work hard to help make your business a success. Stay ahead of the competition with retirement plans designed to meet your needs and theirs.

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You're busy enough running your company without having to decide what retirement plan to offer your employees. Let us be your partner. Webster Investments leverages the strength of LPL Financial to deliver objective, quality due diligence plus in-depth research on leading plan providers.

401(k)

Most popular for employer-sponsored plans

  • Most popular of all employer-sponsored plans
  • Offers funding flexibilities; employee-alone or employer/employee combo
  • No mandatory or minimum contributions
  • Tax-advantages for contributions to employee accounts

Solo 401(k)

Ideal for owner-only businesses

  • Ideal for owner-only businesses with no other employees. Spouses and equal business partners can participate
  • No mandatory or minimum contributions
  • Higher contribution limits
  • Salary deferral and profit-sharing

SEP IRA

For sole proprietors and small businesses

  • For sole proprietors and small businesses; employer-funded plan
  • No mandatory or minimum contributions
  • Tax deductible contributions and tax-deferred growth potential
  • No annual IRS or complicated forms to fill out and file

SIMPLE IRA

For businesses with fewer than 100 employees

  • For fewer than 100 employees; funded by employer and employee
  • Employer has to match first 3% of deferred compensation or 2% of all eligible employee compensation
  • Tax advantages for contributions and tax credits for certain plan expenses
  • Minimal administration

Your retirement plan partner

Regardless of your company size, compensation structure, or culture our Retirement Plan Advisors (RPAs) help you find the best solution that benefits your employees and your business.*

Webster Investments planning advice & strategies

Webster Investments Insights

What to do after you've been automatically enrolled in your company's retirement plan

At one time, the only way you could join your company's 401(k) plan, 403(b) plan, or 457(b) plan was to put pen to paper and sign yourself up by filling out the appropriate forms. Now, though, in an effort to help participants increase their…

Webster Investments Insights

8 steps for pre-retirees to pursue retirement income

Sometimes people get caught up in the numbers so much that they forget why they're saving for retirement. At the beginning of your career, you may not have known what you wanted to do.

Now that you've officially joined the ranks of pre…

Webster Investments Insights

Women, money and today's retirement

Despite all of the other advances made in our society in recent generations, women continue to face unique challenges when it comes to preparing for their financial futures.

Recognizing the Shortfalls

For starters, women on…

What does your future look like?

Strategies for keeping and retaining employees

When you picture how your life will look in retirement does it make you happy or do you find yourself feeling stressed about how to fund your retirement? Getting your goals into a workable financial strategy can be your first step to turning that picture into a reality.

Footnotes

*This information was developed as a general guide to educate plan sponsors, but is not intended as authoritative guidance or tax or legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation. In no way does advisor assure that, by using the information provided, plan sponsor will be in compliance with ERISA regulations.

Disclosures

Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency

Not Bank Guaranteed

Not Bank Deposits or Obligations

May Lose Value

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Webster Bank and Webster Investments are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Webster Investments, and may also be employees of Webster Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Webster Bank or Webster Investments.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CT, MA, RI, NY.

The Webster Symbol is a registered trademark in the U.S.