Getting ready with life insurance
An unexpected life change can affect everything. Our temporary and permanent life insurance products can help take the sting out of being caught off-guard . . . so you can focus on everything else.
Term life options
Simple term life
Provides coverage for a determined sum of money during a determined period of time ("term"). Death benefit is paid if the insured dies. If the insured does not die during the coverage period, a new contract must be written.
Level term life
Offers coverage for different levels of time periods; usually 10, 15, 20, or 30 years. It offers guaranteed level rates and amounts of coverage for the entire term of the policy.
Whole life options
Modified whole life
A specialized version of a whole life plan; whole life provides coverage until the policy holder dies. Modified whole life can help build cash value that is tax-deferred and can be easy to personalize coverage.
Single premium whole life
Offers a death benefit that is paid in a lump-sum (one-time payment) guaranteed to remain paid-up until the insured has died. The size of the death benefit depends on the money invested and the age and overall health of the insured person.
Prepare for the unexpected
A life insurance policy could help protect you and those you love and provide some income in retirement. Maybe it's time to see if a life insurance policy should be part of your financial strategy.