Personal retirement planning

Changing jobs or moving into retirement doesn't mean your current retirement plan has to stand still. There are options to explore that can keep growing your savings while being accessible income.

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IRAs and 401(k)s

IRAs and 401(k)s can be important pieces in your personal retirement strategy with opportunities to grow your income. Our financial consultants can help you with a free, no-obligation financial review.

Choose one – choose all

Traditional IRA

Allows you to defer income toward investments on a pre-tax basis which lets any earnings to grow tax-deferred. You can take tax deductions on your contributions but you will pay taxes on this income once you start withdrawing. 

Roth IRA

Lets you make contributions to a retirement plan with after-tax dollars. Your contributions are not tax-deductible and when you start to withdraw funds, your income will be tax-free.

401(k) rollover

This is when you move money from a 401(k) plan with a previous employer into either a 401(k) with a new employer or an IRA (Traditional or Roth) which gives you the opportunity to actively contribute and potentially grow your income.

Can you have a traditional IRA and a 401(k)?

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